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📍 Taylor County · Perry, Florida

Facing foreclosure in Taylor County? You have more options than you think.

Free, honest help for Taylor County property owners facing tax or mortgage foreclosure — plus how to claim surplus funds you may be owed after a sale. House or land, keep it or sell it. No pressure, no fees.

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The quick facts

Taylor County foreclosure — what you need to know

Foreclosure typeFlorida is a judicial state — mortgage foreclosures go through the Circuit Court.
Who runs the saleTaylor County Clerk of Courts (online foreclosure & tax-deed auctions).
Surplus funds held byTaylor County Clerk of Courts — claimable by the former owner.
Surplus deadlineFormer owner has priority, generally within 60 days of the clerk's notice (Fla. Stat. §45.032).
Tax deed surplusHeld by the Clerk after a tax-deed sale (Fla. Stat. §197.582).
⚙️ Sample page — Taylor County data shown for illustration. In production every county page is auto-populated & kept current from our county data engine, then attorney-reviewed.
Know all your options

Every path forward in Taylor County,
explained honestly

There's rarely just one answer. Here are the real options Taylor County property owners have — including the ones that don't involve us at all.

Keep your property

Loan modification, repayment plans, forbearance, or a Taylor County tax payment plan may let you keep it. We'll point you to free, HUD-approved counselors near Perry who help with this.

Stay in place

Sell on the market

If you have time and equity, a traditional sale in Perry may net you the most. We'll tell you honestly when this is your best move — even though it isn't us.

Maximize price

Recover surplus funds

If your Taylor County property already sold at auction for more than you owed, that extra money may belong to you — not the bank or the county. Most people never claim it.

You may be owed money

Sell fast for cash

Need to move quickly or beat the auction date? A direct cash sale — house, land, or commercial in Taylor County — can close in days. One option we may offer directly, clearly disclosed, never pushed.

Speed & certainty

Deed in lieu / settlement

Handing the property back, or settling the tax debt, can sometimes protect your credit better than a full foreclosure. We'll explain when it makes sense in Taylor County.

Protect credit

Just get clarity first

Not ready to decide? That's okay. Start by understanding the full Taylor County picture before you do anything at all.

No pressure
Every kind of property

Help for every property type
in Taylor County.

House, land, or commercial — the process differs, and so does the surplus. We cover all three here, in Taylor County and across Florida.

House foreclosure in Taylor County

Mortgage foreclosure on a home in Perry or nearby — your rights, the Circuit Court timeline, and how to keep it or sell before the sale.

Land foreclosure in Taylor County

Vacant lot or acreage behind on taxes? Tax-deed foreclosure on Taylor land works differently — and surplus funds are common here.

Commercial foreclosure in Taylor County

Storefront, office, or multi-unit in trouble? Your options for commercial property in Taylor County, including a fast, clearly-disclosed cash sale.

💰 The money most Taylor owners never claim

Did your Taylor County property sell for more than you owed?

When a property in Taylor County sells at a mortgage-foreclosure or tax-deed auction for more than the debt owed, the leftover — called surplus funds — is held by the Taylor County Clerk of Courts and often belongs to you, the former owner.

But there's a catch: the clock is ticking — generally 60 days from the clerk's notice under Fla. Stat. §45.032 — and others comb these records to claim it first. Most owners never even know it exists.

Check if you're owed money in Taylor County
$0+
Typical surplus left unclaimed after a foreclosure or tax sale*
*For illustration. Actual amounts vary widely by property, sale, and county. We'll help you find out what (if anything) you may be owed in Taylor County — at no upfront cost.
0FL Counties Covered
60Day Surplus Window
$0Cost To You
Taylor County courthousePhoto: Michael Rivera / Wikimedia Commons (CC BY-SA 4.0)
Local · Taylor County

Foreclosure in Taylor County

Homeowners near Perry have their cases heard in the Third Judicial Circuit Court, with the Clerk of the Circuit Court running the foreclosure sale. These sales are not online — they are held in person on the east steps of the courthouse at 108 North Jefferson Street, on Tuesdays and Thursdays at 11:00 a.m. (though not every week). The successful bidder must put down five percent of the final bid on the spot, so it pays to know your sale date and your options well before that morning.

CourtThird Judicial Circuit Court
ClerkTaylor Clerk of the Circuit Court & County Comptroller
Population21,792 (2024)
AuctionsIn person — courthouse steps

A winning bidder at a Taylor County foreclosure sale must deposit 5% of the final bid amount at the time of the sale, which is held on the east steps of the courthouse at 108 North Jefferson Street in Perry.

Official Taylor County resources: Clerk of Court

Questions

Taylor County foreclosure FAQ

Is Taylor County a judicial foreclosure county?+

Yes. Florida is a judicial foreclosure state, so a Taylor County mortgage foreclosure goes through the Circuit Court and the sale is conducted by the Taylor County Clerk of Courts.

How do I claim surplus funds after a foreclosure in Taylor County?+

If a Taylor County property sells for more than was owed, the surplus is held by the Clerk of Courts. Under Fla. Stat. §45.032 the former owner has priority to claim it — generally within 60 days of the clerk's notice. You file a claim with the Taylor County Clerk with proof of prior ownership.

Can I still sell my house in Taylor County after foreclosure starts?+

In most cases yes — you can sell any time before the foreclosure auction, and a sale that pays off the debt stops the foreclosure. We'll help you understand the Taylor County timeline.

Get your free Taylor County options guide

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Every option laid out plainly
You decide what's next — or nothing at all

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💡 Free official help: Reach a HUD-approved housing counselor near Perry at no cost — 1-800-569-4287 or the CFPB counselor finder. Taylor County foreclosure & tax-deed sales are administered by the Taylor County Clerk of Courts. We always point you to these — even though they aren't us.