Property Assistance NetworkFree Help · Nationwide
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Free · No Pressure · No Fees · All 50 States

Facing foreclosure? You have more options than you think.

We help property owners across the country understand every path forward — honestly, and for free. Tax or mortgage, house or land. Keep it, sell it, or recover money you're owed. You deserve the full picture before you decide anything.

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You're not the first  ·  You're not out of options  ·  Free, honest help  ·  Every path explained  ·  Even the ones that aren't us  ·  You decide  ·   You're not the first  ·  You're not out of options  ·  Free, honest help  ·  Every path explained  ·  Even the ones that aren't us  ·  You decide  ·  
A couple reviewing foreclosure documents together at home

You're not the first — and you're not out of options.

Every year, hundreds of thousands of property owners face the same thing — a mortgage foreclosure, a tax foreclosure, or a sale they never saw coming. The hard part isn't that solutions don't exist. It's that nobody explains them honestly. That's what we're here for.

A homeowner sitting on her porch holding documents, looking thoughtful
A homeowner reviewing paperwork with concern but determination
Every kind of property

Foreclosure doesn't only happen to homeowners.
We help with every kind of property.

House, land, building, or business — if it has a tax bill or a mortgage, we can help. We cover residential, land, and commercial, in all 50 states.

HousesSingle-family homes of any age, size, or condition.
Vacant LandLots, acreage, farmland, undeveloped parcels.
CommercialStorefronts, offices, mixed-use buildings.
Multi-FamilyDuplexes, triplexes, small apartment buildings.
Condos & TownhomesIncluding HOA properties and timeshares.
Industrial & MoreWarehouses, mobile homes, special-use properties.
Watch · 60 seconds

You have options.
Here's the honest truth.

Know all your options

Every path forward,
explained honestly

There's rarely just one answer. Here are the real options property owners have — including the ones that don't involve us at all.

Keep your property

Loan modification, repayment plans, forbearance, or a county tax payment plan may let you keep it. We'll point you to free, HUD-approved counselors who help with this.

Stay in place

Sell on the market

If you have time and equity, a traditional sale may net you the most. We'll tell you honestly when this is your best move — even though it isn't us.

Maximize price

Recover surplus funds

If your property already sold at auction for more than you owed, that extra money may belong to you — not the bank or county. Most people never claim it.

You may be owed money

Sell fast for cash

Need to move quickly or beat the auction? A direct cash sale — house, land, or commercial — can close in days. One option we may offer directly, clearly disclosed, never pushed.

Speed & certainty

Deed in lieu / settlement

Handing the property back, or settling the tax debt, can sometimes protect your credit better than a full foreclosure. We'll explain when it makes sense.

Protect credit

Just get clarity first

Not ready to decide? That's okay. Start with our free guides and understand the full picture before you do anything at all.

No pressure
💰 The money most people never claim

Did your property sell for more than you owed?

When a property sells at a mortgage-foreclosure or tax-deed auction for more than the debt owed, the leftover — called surplus funds — often belongs to the former owner.

But there's a catch: it's held by the county or court, the clock is ticking, and if no one claims it, it can be lost — or taken by others who comb these records. Most owners never even know it exists.

Check if you're owed money
$0+
Typical surplus left unclaimed after a foreclosure or tax sale*
*For illustration. Actual amounts vary widely by property, sale, and county. We'll help you find out what (if anything) you may be owed — at no upfront cost.
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0U.S. Counties
$0Cost To You
Free guides & resources

Knowledge first. Always free.

Download free, plain-English guides written for property owners — wherever you are in the country. No cost, no catch.

7 Secrets Your Bank Won't Tell You About Foreclosure

Things lenders rarely mention that could change your outcome.

Get the free guide

Your State's Foreclosure Timeline

Know exactly how much time you have — by state, in plain English.

Get the free guide

What Are My Options? (2-min quiz)

Answer a few questions and see which paths fit your situation best.

Take the free quiz
Aerial view of a small American town
Every town. Every owner.

Real help reaches
every corner of the country.

Big city or small town — wherever your property is, across any of America's 3,143 counties, we'll help you understand your options.

Find your state

Foreclosure help, state by state.

Foreclosure and surplus-fund rules differ in every state and county. Pick yours for the local court, timeline, and how to claim any money you're owed.

FloridaAll 67 counties → GeorgiaComing soon TexasComing soon CaliforniaComing soon New YorkComing soon PennsylvaniaComing soon OhioComing soon IllinoisComing soon MichiganComing soon ArizonaComing soon

Don't see your state yet? We're adding them fast — reach out and we'll help you no matter where your property is.

Radical honesty

Who we are — and why we're different

Most companies that reach out to owners in foreclosure want one thing: to buy the property cheap. They just won't say so.

We do things differently. Property Assistance Network is operated by a real estate company. One of the options we may offer is buying your property for cash. We'll always tell you that plainly — and we'll always show you the options that aren't us, too.

  • We never charge property owners a fee for our help.
  • We tell you when an option that isn't us is better for you.
  • We're clear that we're an investor — never a neutral advisor.
  • No pressure tactics. No fake deadlines. Ever.
Questions

The things people ask us most

Does it really cost nothing?+

Yes. We never charge property owners a fee for our guidance or our due-diligence research. One option we may offer is buying your property — in that case we act as a real estate investor, always disclosed.

Can I still sell after foreclosure starts?+

In most cases, yes — you can sell any time before the foreclosure auction, and a sale that pays off the debt stops the foreclosure. We'll help you understand the timeline where your property is.

What are "surplus funds" and could I have them?+

If your property sold at a foreclosure or tax sale for more than you owed, the extra money is usually yours as the former owner. It's held by the county or court, with a limited window to claim it. We'll help you find out if you're owed anything.

Are you a law firm or government agency?+

No. We're a real estate company — not a law firm, government agency, non-profit, or HUD-approved counseling agency. Our information is educational. We always point you to official free resources too.

Let's figure out your best move — together.

It costs nothing and commits you to nothing. Get a clear, honest breakdown of every option available to you, made for your exact situation and your state.

A real person reviews your situation
Every option laid out plainly
You decide what's next — or nothing at all

Free & no obligation

1-833-2-OPTIONS6 7 8 4 6 6 7
Call or text · Open 7 days a week
Get my free guide →

💡 Need free, government-approved counseling? Reach a HUD-approved housing counselor anywhere in the U.S. at no cost — 1-800-569-4287 or the CFPB counselor finder. We'll always point you to these — even though they aren't us.