Family home at golden hour in Broward County

Home › Florida › Broward County

📍 Broward County · Fort Lauderdale, Florida

Facing foreclosure in Broward County? You have more options than you think.

Free, honest help for Broward County property owners facing tax or mortgage foreclosure — plus how to claim surplus funds you may be owed after a sale. House or land, keep it or sell it. No pressure, no fees.

Get my free Broward guide Am I owed surplus money?

Call or text — free, no pressure1-833-2-OPTIONS6 7 8 4 6 6 7

100% free to you No obligation, ever Tax & Mortgage

Get your free Broward options guide

Tell us a little about your situation. We'll send a clear, no-pressure breakdown of every option available to you in Broward County.

First name

Phone

Your situation

I consent to receive SMS messages from Property Assistance Network regarding my property and inquiry. Consent is not a condition of any purchase or service. Message frequency varies (typically 3–5 messages per inquiry). Message and data rates may apply. Reply STOP to unsubscribe. Reply HELP for help. View Privacy Policy.

The quick facts

Broward County foreclosure — what you need to know

Foreclosure typeFlorida is a judicial state — mortgage foreclosures go through the Circuit Court.

Who runs the saleBroward County Clerk of Courts (online foreclosure & tax-deed auctions).

Surplus funds held byBroward County Clerk of Courts — claimable by the former owner.

Surplus deadlineFormer owner has priority, generally within 60 days of the clerk's notice (Fla. Stat. §45.032).

Tax deed surplusHeld by the Clerk after a tax-deed sale (Fla. Stat. §197.582).

Know all your options

Every path forward in Broward County,
explained honestly

There's rarely just one answer. Here are the real options Broward County property owners have — including the ones that don't involve us at all.

Keep your property

Loan modification, repayment plans, forbearance, or a Broward County tax payment plan may let you keep it. We'll point you to free, HUD-approved counselors near Fort Lauderdale who help with this.

Stay in place

Sell on the market

If you have time and equity, a traditional sale in Fort Lauderdale may net you the most. We'll tell you honestly when this is your best move — even though it isn't us.

Maximize price

Recover surplus funds

If your Broward County property already sold at auction for more than you owed, that extra money may belong to you — not the bank or the county. Most people never claim it.

You may be owed money

Sell fast for cash

Need to move quickly or beat the auction date? A direct cash sale — house, land, or commercial in Broward County — can close in days. One option we may offer directly, clearly disclosed, never pushed.

Speed & certainty

Deed in lieu / settlement

Handing the property back, or settling the tax debt, can sometimes protect your credit better than a full foreclosure. We'll explain when it makes sense in Broward County.

Protect credit

Just get clarity first

Not ready to decide? That's okay. Start by understanding the full Broward County picture before you do anything at all.

No pressure

Every kind of property

Help for every property type
in Broward County.

House, land, or commercial — the process differs, and so does the surplus. We cover all three here, in Broward County and across Florida.

House foreclosure in Broward County

Mortgage foreclosure on a home in Fort Lauderdale or nearby — your rights, the Circuit Court timeline, and how to keep it or sell before the sale.

Land foreclosure in Broward County

Vacant lot or acreage behind on taxes? Tax-deed foreclosure on Broward land works differently — and surplus funds are common here.

Commercial foreclosure in Broward County

Storefront, office, or multi-unit in trouble? Your options for commercial property in Broward County, including a fast, clearly-disclosed cash sale.

💰 The money most Broward owners never claim

Did your Broward County property sell for more than you owed?

When a property in Broward County sells at a mortgage-foreclosure or tax-deed auction for more than the debt owed, the leftover — called surplus funds — is held by the Broward County Clerk of Courts and often belongs to you, the former owner.

But there's a catch: the clock is ticking — generally 60 days from the clerk's notice under Fla. Stat. §45.032 — and others comb these records to claim it first. Most owners never even know it exists.

Check if you're owed money in Broward County

$0+

Typical surplus left unclaimed after a foreclosure or tax sale*

*For illustration. Actual amounts vary widely by property, sale, and county. We'll help you find out what (if anything) you may be owed in Broward County — at no upfront cost.

0FL Counties Covered

60Day Surplus Window

$0Cost To You

Photo: Georgia Guercio / Wikimedia Commons (CC BY-SA 3.0)

Local · Broward County

Foreclosure in Broward County

In Broward County, foreclosure cases are heard in the Seventeenth Judicial Circuit Court, and the Broward County Clerk of Courts in Fort Lauderdale handles both the case file and the sale. Foreclosure sales are conducted online through the clerk's RealAuction site at broward.realforeclose.com, where bidders register and place a deposit in advance. Watching the sale schedule early gives you time to weigh your options, such as reinstating the loan, working out a deal with the lender, or claiming any surplus that remains after the sale.

CourtSeventeenth Judicial Circuit Court of Florida

ClerkBroward County Clerk of the Circuit and County Courts

Population1,961,952 (2024)

AuctionsOnline — broward.realforeclose.com

Broward County is Florida's second-most populous county, anchored by Fort Lauderdale and its extensive network of canals and inland waterways.

Official Broward County resources: Clerk of Court · foreclosure auction portal

Questions

Broward County foreclosure FAQ

Is Broward County a judicial foreclosure county?+

Yes. Florida is a judicial foreclosure state, so a Broward County mortgage foreclosure goes through the Circuit Court and the sale is conducted by the Broward County Clerk of Courts.

How do I claim surplus funds after a foreclosure in Broward County?+

If a Broward County property sells for more than was owed, the surplus is held by the Clerk of Courts. Under Fla. Stat. §45.032 the former owner has priority to claim it — generally within 60 days of the clerk's notice. You file a claim with the Broward County Clerk with proof of prior ownership.

Can I still sell my house in Broward County after foreclosure starts?+

In most cases yes — you can sell any time before the foreclosure auction, and a sale that pays off the debt stops the foreclosure. We'll help you understand the Broward County timeline.

Get your free Broward County options guide

It costs nothing and commits you to nothing. A real person reviews your situation and lays out every option available to you in Broward County — made for your exact situation.

A real person reviews your situation

Every option laid out plainly

You decide what's next — or nothing at all

Free & no obligation

1-833-2-OPTIONS6 7 8 4 6 6 7

Call or text · Open 7 days a week

Get my free guide →