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📍 Brevard County · Titusville, Florida

Facing foreclosure in Brevard County? You have more options than you think.

Free, honest help for Brevard County property owners facing tax or mortgage foreclosure — plus how to claim surplus funds you may be owed after a sale. House or land, keep it or sell it. No pressure, no fees.

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The quick facts

Brevard County foreclosure — what you need to know

Foreclosure typeFlorida is a judicial state — mortgage foreclosures go through the Circuit Court.
Who runs the saleBrevard County Clerk of Courts (online foreclosure & tax-deed auctions).
Surplus funds held byBrevard County Clerk of Courts — claimable by the former owner.
Surplus deadlineFormer owner has priority, generally within 60 days of the clerk's notice (Fla. Stat. §45.032).
Tax deed surplusHeld by the Clerk after a tax-deed sale (Fla. Stat. §197.582).
⚙️ Sample page — Brevard County data shown for illustration. In production every county page is auto-populated & kept current from our county data engine, then attorney-reviewed.
Know all your options

Every path forward in Brevard County,
explained honestly

There's rarely just one answer. Here are the real options Brevard County property owners have — including the ones that don't involve us at all.

Keep your property

Loan modification, repayment plans, forbearance, or a Brevard County tax payment plan may let you keep it. We'll point you to free, HUD-approved counselors near Titusville who help with this.

Stay in place

Sell on the market

If you have time and equity, a traditional sale in Titusville may net you the most. We'll tell you honestly when this is your best move — even though it isn't us.

Maximize price

Recover surplus funds

If your Brevard County property already sold at auction for more than you owed, that extra money may belong to you — not the bank or the county. Most people never claim it.

You may be owed money

Sell fast for cash

Need to move quickly or beat the auction date? A direct cash sale — house, land, or commercial in Brevard County — can close in days. One option we may offer directly, clearly disclosed, never pushed.

Speed & certainty

Deed in lieu / settlement

Handing the property back, or settling the tax debt, can sometimes protect your credit better than a full foreclosure. We'll explain when it makes sense in Brevard County.

Protect credit

Just get clarity first

Not ready to decide? That's okay. Start by understanding the full Brevard County picture before you do anything at all.

No pressure
Every kind of property

Help for every property type
in Brevard County.

House, land, or commercial — the process differs, and so does the surplus. We cover all three here, in Brevard County and across Florida.

House foreclosure in Brevard County

Mortgage foreclosure on a home in Titusville or nearby — your rights, the Circuit Court timeline, and how to keep it or sell before the sale.

Land foreclosure in Brevard County

Vacant lot or acreage behind on taxes? Tax-deed foreclosure on Brevard land works differently — and surplus funds are common here.

Commercial foreclosure in Brevard County

Storefront, office, or multi-unit in trouble? Your options for commercial property in Brevard County, including a fast, clearly-disclosed cash sale.

💰 The money most Brevard owners never claim

Did your Brevard County property sell for more than you owed?

When a property in Brevard County sells at a mortgage-foreclosure or tax-deed auction for more than the debt owed, the leftover — called surplus funds — is held by the Brevard County Clerk of Courts and often belongs to you, the former owner.

But there's a catch: the clock is ticking — generally 60 days from the clerk's notice under Fla. Stat. §45.032 — and others comb these records to claim it first. Most owners never even know it exists.

Check if you're owed money in Brevard County
$0+
Typical surplus left unclaimed after a foreclosure or tax sale*
*For illustration. Actual amounts vary widely by property, sale, and county. We'll help you find out what (if anything) you may be owed in Brevard County — at no upfront cost.
0FL Counties Covered
60Day Surplus Window
$0Cost To You
Brevard County courthousePhoto: Organizedchaos02 / Wikimedia Commons (CC BY-SA 3.0)
Local · Brevard County

Foreclosure in Brevard County

If you are facing foreclosure in Brevard County, your case is handled by the Eighteenth Judicial Circuit Court, with the Brevard County Clerk of the Circuit Court managing the file and the sale. Brevard still holds its foreclosure auctions in person, typically on Wednesdays at 11 a.m. in the Brevard Room at the Government Center–North in Titusville, and bidders must register before the sale. The clerk publishes the list of scheduled sales online, so checking it early gives you time to act, negotiate with the lender, or claim surplus funds after a sale.

CourtEighteenth Judicial Circuit Court of Florida
ClerkBrevard County Clerk of the Circuit Court
Population643,979 (2024)
AuctionsIn person — Brevard Room, Brevard County Government Center–North, 518 S. Palm Ave., Titusville (Wednesdays, 11 a.m.)

Brevard County is known as Florida's Space Coast, home to Kennedy Space Center and Cape Canaveral, with Titusville sitting just across the Indian River from the launch pads.

Official Brevard County resources: Clerk of Court

Questions

Brevard County foreclosure FAQ

Is Brevard County a judicial foreclosure county?+

Yes. Florida is a judicial foreclosure state, so a Brevard County mortgage foreclosure goes through the Circuit Court and the sale is conducted by the Brevard County Clerk of Courts.

How do I claim surplus funds after a foreclosure in Brevard County?+

If a Brevard County property sells for more than was owed, the surplus is held by the Clerk of Courts. Under Fla. Stat. §45.032 the former owner has priority to claim it — generally within 60 days of the clerk's notice. You file a claim with the Brevard County Clerk with proof of prior ownership.

Can I still sell my house in Brevard County after foreclosure starts?+

In most cases yes — you can sell any time before the foreclosure auction, and a sale that pays off the debt stops the foreclosure. We'll help you understand the Brevard County timeline.

Get your free Brevard County options guide

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💡 Free official help: Reach a HUD-approved housing counselor near Titusville at no cost — 1-800-569-4287 or the CFPB counselor finder. Brevard County foreclosure & tax-deed sales are administered by the Brevard County Clerk of Courts. We always point you to these — even though they aren't us.